Let's get acquainted with Kabayan, or Love, Pay Later and check how to apply for Kabayan so that fish farming can develop more rapidly!
Capital problems are often one of the obstacles for fish cultivators to survive and advance their farming business. Many cultivators are faced with complicated conditions for applying for loans from formal financial institutions, one of which is because the profession of cultivators is in the informal sector.
As a result, many choose shortcuts by choosing institutions that do not have clear legality, or are stuck with high interest rates. Maybe Mr/Mrs Cultivators often ask, are there any services that make it easier for Cultivators to access capital more easily and fairly?Â
Good news for all fish farmers, because the answer is: yes!
Kabayan, or Love, Pay Later, is a service of providing cultivation facilities with payment due. Through Kabayan, fish cultivators will be connected with trusted financial institutions, registered and supervised by the OJK. The way to apply for Kabayan is also not complicated. That way, you can get capital more quickly, easily and fairly!Â
Types of Kabayan Capital
There are various types that can be submitted, by applying for different Kabayan. However, there were 2 types that Cultivators relied on viz Regular Cabin And Kabayan Kilat, according to individual needs!
Regular Cabin
For cultivators who need a large scale business capital loan, with conditions such as:
- Approved in 1 month time*
- Provision of saprokan worth 20 million-200 million
- Term payment up to 6 months
- Term payments up to 6 months
Kabayan Kilat
For Cultivators who need fast funding, with conditions such as:
- Approved in 2-3 days*
- Provision of saprokan worth 3 million-20 million
- Payment term up to 4 months
- Only available in certain areas
Want to know how to apply for Kabayan? Come on, let's see how to submit it quickly and easily through the eFisheryKu application!Â
How to Apply for Kabayan:
- To get Kabayan services, you need to submit yourself through the eFisheryKu Application.Â
- Open the eFisheryKu app, then click the green button at the top of the app labeled "Register Now!"
- Read the brief explanation and requirements for submitting a Kabayan, then choose 1 of the 2 available Kabayan services. Next, follow the flow below:
| Kabayan Reguler | Kabayan Kilat |
|---|---|
| Regular Kabayan for cultivators who need larger loan funds | Cultivators who need a quick injection of funds |
| Available in all areas in Indonesia | Kabayan Kilat is only available in the Java-Bali area. |
| You will be directed to the nearest eFishery Team WhatsApp contact to chat directly | You will be directed to the submission form in the eFisheryKu application |
| The Kabayan program has been proposed. Now, just waiting to hear from the eFishery Team! | Fill in the personal data form completely, correctly and honestly. Make sure all the requested documents have been prepared to make it easier to fill out the form |
| If everything is filled in correctly, click "Next" | |
| After filling in the personal data form, complete your pool data form completely, correctly and honestly | |
| If everything is filled in correctly, click "Next" | |
| Finally, fill in other data. If everything is filled in correctly, click "Next" | |
| Succeed! The Kabayan program has been proposed. Now, just waiting to hear from the eFishery Team! |
If the application has been received, Kabayan's balance will be disbursed and can be used directly through the eFisheryKu application to buy feed and other cultivation needs!
Itu dia cara mengajukan Kabayan melalui aplikasi eFisheryKu. Ayo, ajukan Kabayan untuk mendapatkan akses permodalan dari berbagai institusi keuangan terpercaya, terdaftar, dan diawasi OJK dengan lebih cepat dan mudah dengan isi form di bawah!
Get Access to Financial Institutions that are Trusted, Registered & Supervised by OJK!
Fill in your personal data in the following form. Our team will immediately contact you via the number cellphone attached. Make sure the data entered is correct.